The idea of a dividend represents a reward or additional money in popular perception and many investors opt for dividend options of mutual funds without realizing that dividends erode wealth in almost all cases.

Here's an interesting fact about India. Compared to other countries, individual investors in India hold more stocks in their name, than they hold mutual funds. Only about 3% of the total market cap in India is held through equity Mutual...

Any investment requires careful assessment and proper planning. Mutual fund investment is no different, even if you have a fund manager to rely on.To benefit from your investments, you need to clear half-baked truth offered from various sources and get your facts straightened out.

There are various options to save tax under section 80C of the Income Tax Act. But, ELSS funds are the ideal way, here’s why.

We conducted a study to compare the performance of Indian equity funds to that of the stock market and found that equity mutual funds in India have been relatively consistent in outperforming the broader stock market.

The key is to separate the idea of investing in the category of “Equity Mutual Funds” from specific “Fund” or “Scheme”. You should stay invested in Equity Mutual Funds for the long term but periodically change the schemes you are investing in depending on their performance.

To get anywhere, you need a plan and the same goes for your financial future. Unfortunately a financial plan appears, to most of us, like a visit to the dentist – something to postpone until you wake up screaming in the middle of the night. So we came up with a financial plan that’s more like a visit to your favourite cafe. It involves forming simple habits and takes less than an hour to start implementing.

People are constantly searching for the best ways to manage their finances. Though there are several academic studies on the subject, recommending right strategies for people, our discussion with people suggest that people successful at this have arrived at their own ‘Practical Financial Wisdom’ in managing their finances.