Advanced Investing

why liquid funds are giving low returns

Why are liquid fund growth rates trending lower this year and what should you do?

We have observed that liquid fund growth rates in the past few months have been trending lower than the usual 6%-7% which was seen a year ago. This is making many investors wonder what they should do.

SWP to generate income

How to generate regular income through SWPs

As opposed to the systematic investment plan or SIP which allows you to invest in small amounts on a regular basis, an SWP allows you to withdraw defined amounts in regular frequency.

glide path equity

How long is long term in 2022?

You have probably heard that equity is for the “long term”. You have also probably wondered what it actually is.  We wrote an article in 2016 about how long is long term. Much has changed since then. No one really...

mutual fund investment process

Should you know the mutual fund’s investment process?

An investment process is a defined way in which fund managers and their teams, both debt and equity, go about filtering securities available for investment and arrive at a final choice of what they want to include in their portfolio.

REITs

Are REITs, real estate mutual funds or equity shares?

In its basic structure, a REIT may look like a mutual fund which is also about pooling of assets, but it’s not quite the same. However, given that its listed-on stock exchanges as a share of a company isn’t it more like investing in equity shares?

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should i invest in index funds in india

Should you invest in index funds?

While Indian equity markets are moving towards efficiency, fund managers still have a role to play.

mutual fund processes

How does following an objective investment process help the fund manager, and in turn, you?

Investment process at the asset manager’s level are over and above regulatory guidelines. How do these processes help and what can be some of the risks?

gilt funds

Are Gilt Funds the safest bet after the Franklin episode?

Gilt funds invest primarily in Government securities (G-secs) issued by the RBI on behalf of the Government. Since it invests in bonds that are of highest credit quality, capital protection is more or less guaranteed.