Financial Planning

indian family eating

A guide to creating self insurance via mutual funds

While a lot of the workforce is covered by Medical insurance for a nuclear family including a husband, wife and up to two children, the coverage may not be sufficient for the complete household.

thoughtful indian man drinking coffee

Have an emergency? Don’t break into your long-term portfolio.

If you are already doing a good job while being a regular investor and building a portfolio that serves you in the long run, you’re on the right track. But what happens if you have an emergency that can potentially become a monetary set back, do you withdraw from your neat long-term investment portfolio?

50 year old indian woman questioning

Should senior citizens invest in FDs or debt funds?

Recently, an investor asked us this question: My mother invests in FDs but is wondering if she should switch to debt funds instead? What do you think would be the best choice?

apartment clean condominium

Planning for Home Loan down-payment? Let this MF strategy help you

Applying for a home loan isn’t difficult, thanks to online applications. But did you know that as per RBI rules, you need to cough up 20% of the total loan amount as a down payment?

worried lady

Recession or not, here’s what you should always do

While, you and I will not be able to predict a recession, here are some things that you can focus on in case you find yourself staring at such a situation.

Practical Insights For Wealth Creation

Our weekly finance newsletter with insights you can use

Your privacy is important to us

best endowment policy

Should you go for an endowment life cover or for a term plan?

While there is nothing wrong with a sales pitch, especially for a critical need such as insurance, it is often what you are pitched that is the issue. The pitch is most of the time for an endowment plan with a life cover.

runner

Uncertain about long term investing? Try running!

I am a big fan of comparing the formula for successful long distance running with long term investing. There are so many similarities that jump out at us, its hard to ignore.

got a lakh

ಒಂದು ಲಕ್ಷ ರೂಪಾಯಿ ಬಂತಾ? ಹಾಗಾದರೆ ನಿಮ್ಮ ಪರಿಸ್ಥಿತಿಯನ್ನು ಆಧರಿಸಿ ಏನು ಮಾಡಬೇಕೆಂದು ನೋಡಿ

ಒಂದು ಲಕ್ಷ ರೂ. ಉಳಿಸಲು ನಿಮಗೆ ಸಾಧ್ಯವಾದರೆ, ನಿಮ್ಮ ಉಳಿತಾಯ ಮನಸ್ಥಿತಿ ಉತ್ತಮವಾಗಿದೆ ಎಂದರ್ಥ. ಆದರೆ ನಿಮ್ಮ ಆರ್‌ಡಿ ಅಥವಾ ಬ್ಯಾಂಕ್‌ ಖಾತೆಯಲ್ಲಿರುವ ಈ ಹಣದಿಂದ ಏನು ಮಾಡಬೇಕು ಎಂದು ನೀವು ಯೋಚಿಸುತ್ತಿದ್ದೀರಿ ಎಂದಾದರೆ, ನಿಮಗೆ ನಿರ್ಧಾರ ತೆಗೆದುಕೊಳ್ಳಲು ಇಲ್ಲಿ 3 ಪ್ರಶ್ನೆಗಳಿವೆ.