Financial Planning

asset allocation age based

Why asset allocation is key to staying calm

In uncertain times, the volatility increases and the swings are large. The common investor can find this stressful and confusing. In times like these, your asset allocation can be a major contributor to your stress levels or can help with reducing it.

family happy

Musings of a family man: Discussions at home

I thought that given my job as the Founder and CEO of a wealth management company, my daughter would assume that I had this family finance thing sorted but the question got me thinking, and I decided to probe a bit deeper into the questions and concerns that the family had.

mutual fund portfolio for long term

Your equity mutual fund portfolio faced a market crash – What to do now?

If you started investing in equity based mutual funds over the past 4-5 years, the current state of the markets, thanks to the already afflicted Indian economy and the global COVID -19 pandemic, must be nothing less than shocking to witness.

man thinking and planning

How should I plan my investments for 2020?

Here’s a quick checklist for getting a head start on your financial planning for the year.

indian man asking a question

Should you use monthly savings meant for long term goals for short term unanticipated needs?

I have an unanticipated expense coming up during this year, but I don’t want to touch my emergency fund. I still have a few months till I need the money and I want to transfer some of my savings from equity SIPs to a debt fund temporarily. Does this make sense?

Practical Insights For Wealth Creation

Our weekly finance newsletter with insights you can use

Your privacy is important to us

older indian couple

What a Trust can do for you

The transferor or originator of the trust usually has the objective of ensuring that wealth is passed on to beneficiaries within the family or outside in a specified manner.

investment for minors

Investing for your minor child? These regulatory changes may affect you.

Investments could, until now, be made from a Guardian bank account. This will stop. A bank account of the minor (either single or joint with Guardian) is required. This is the big change from the practice so far.

older indian lady

Thought of succession yet?

A succession plan becomes important if you have created assets through your working life. These assets ideally will go to your family in the event of your demise, however, the proportion and timing of distribution if left undefined can cause a great deal of uncertainty for those you leave behind.