Earning and Saving

increase income

Can increasing your income be a financial goal?

The limit is only the reality of our savings and income. The greater the income we have the more or bigger financial goals we can plan and invest for. If that is the case, then can increasing our income be a financial goal?

digital wallets

How to Smartly Use Digital Wallets

Gone are the days when people carried fat wallets stashed with cash and multiple cards. Now many use digital wallets installed on their smart phones to pay grocery and utility bills, movie tickets and more.

background cold daylight

Snowball your way out of credit card debt

What if one happens to run a high debt on a card that also has the highest interest rate? In that case, it will be frustrating to notice multiple credit card loan accounts remaining active – even after years of debt repayment.

saving money

How to Make Saving Money a Family Fun Game

Saving need not be a boring activity where you grudgingly knock off your expenses and live sparingly to achieve your savings goal. It can be fun if your family joins hands. Using creativity can make it much more interesting.

invest

To spend first or invest that windfall gain?

It’s a constant tug of war – to invest more or spend? If you can’t spend on the things you desire, what’s the point of investing? The answer perhaps lies in achieving the right balance between the two.

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vacation on emi

Vacation on EMI? Why not SIP instead?

Holiday today and pay tomorrow! This is the standard advertisement for going on that much needed break without having to worry about whether or not you have the funds to pay for it.  The idea that is promoted is that...

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Moving Abroad? Keep these financial factors in mind for a smooth takeoff

As you embark on a new journey, follow these financial tips for a smooth transition.

clamp cash close up

Three saving hacks to help you build that corpus

When we are surrounded by all kinds of nudges to spend money, be it on social media, google ads or bill boards, it is quite a task to have that much needed pool of savings. But, if you don’t save,...