What is a financial goal? What is not? If you know the amount, when you need it, and you can save for it as well as realistically hope to achieve it, then that amount is a financial goal.
30 something and investing in mutual funds? Three things not to do Here are three things they need to watch out for if they are investing without the help of a financial advisor or are not yet well versed with investing.
Six checks to help you decide if you are ready for a home loan Depending on how much a household earns, a Rs 30,000 EMI may be a big sum or not. But big or not, the impact on your household finances will be significant.
Are you a 30 something saving for retirement? Keep this in mind Retirement is not about kicking back and sipping fruit cocktails on a beach. It’s more about having the freedom to do what you want, in terms of work and lifestyle. This means not just having enough, but much more.
A 4-step approach to help you achieve big financial goals Here is a four step approach that can help you achieve big financial goals.
Why only equity can help you retire “rich”? Retiring rich means retiring with not just enough to last us for at least three decades, but the kind of money that is not at the risk of “running out”.
Want to gift your child a Crore on their 18th birthday? Here’s how you can. A crore goes a long way today but, even accounting for inflation, it is likely to command respect 12 years from now. This is the kind of leg up that your child can use, irrespective of their personal capabilities and situation.
Want an anxiety free investing experience? Invest towards goals. While fear and greed may be the overarching emotions that rule investing, what the vast majority of investors experience, especially in trying times, is anxiety.
Compare your investment performance with your own goals, not your friends’ Wise parents don’t compare their kids to others. So why do we compare our investment portfolio performance with our peers?
Investing truths that a weight loss journey taught me Becoming fit enough to deadlift a hundred kilos or more is far from easy. Having savings that you can count upon in an emergency or in retirement is similarly not as simple, to begin with.
Why you should invest as if you were paying off a loan The point of talking about loans and EMIs is not to tell you the obvious. We are remarkably comfortable about taking loans but the same can’t be said about investing.
Why only your long term investments need to beat inflation, not your short term ones You as an investor need to keep this in mind when planning your investments. But there is something we all need to consider first.
