When I started investing myself, I too believed in these metrics blindly and chose based on that. It took many years of learning and real-life investing experience for me to realise a subtle truth. That truth was simply that growth rates matter but they are still subservient to one key factor which is much more in your control than the markets.

What is more important for investors like us amidst all this news is knowing what constitutes “good equity investing” now? What will get us to where we want to reach given the money we earn and have?

With volatility a certainty when investing in equity as an asset class, how does a reasonable investor stick to the cause? Here are four things you can do so that volatility doesn’t come in the way of your long-term goals.

These are practical lessons that I learnt only from actually investing rather than just talking about them with experts or by reading about them.

Saving while managing all our debt (according to a recent report, millennial Indians owe the most in terms of unsecured debt), is a tall order for most. We all need some inspiration to do the hard things in life. Here’s something that should give you some practical motivation.

The traditional thinking remains though. Most of us are still buying financial products first without really thinking about the utility.

Here are 4 key observations, as an investor, that I would like to share with you that show how investing can transform you.

Should you withdraw when you see gains for the first time after a period of loss in equity mutual funds?

Having a disparate set of investments without direction, is like a car where the wheels are pointed in different directions and each one moves at a different speed. Here’s what you can do, if you find yourself in such a situation.

You need to know before you invest why exactly do you need the returns. The answer to this question will decide what to invest in and your baseline return expectation from that investment.

The difference is quite important and probably an existential question for those who are just beginning their investment journey.

When we choose to invest though, we often have to make compromises. Our savings are usually not enough for all our goals. However, no matter which goal we are investing for, here are three things you shouldn’t compromise on.