Seeing gains for the first time in equity mutual funds? Is withdrawing a good idea? Should you withdraw when you see gains for the first time after a period of loss in equity mutual funds?
How can you align your existing investments to goals? Start with this 7 step plan. Having a disparate set of investments without direction, is like a car where the wheels are pointed in different directions and each one moves at a different speed. Here’s what you can do, if you find yourself in such a situation.
How you, as an investor, should see your returns You need to know before you invest why exactly do you need the returns. The answer to this question will decide what to invest in and your baseline return expectation from that investment.
Do you know the difference between saving and investing? The difference is quite important and probably an existential question for those who are just beginning their investment journey.
What not to compromise on when investing? When we choose to invest though, we often have to make compromises. Our savings are usually not enough for all our goals. However, no matter which goal we are investing for, here are three things you shouldn’t compromise on.
Why is insurance an expense and not an investment? Insurance is not for the investor in you but the individual and family man in you. Insurance protects your dependents and your assets (non-financial) from uncertainty.
Are all long-term goals the same and require the same investment approach? Just because two goals are long term doesn’t mean the approach to them will be exactly the same. Let’s see how.
Should senior citizens invest in FDs or debt funds? Recently, an investor asked us this question: My mother invests in FDs but is wondering if she should switch to debt funds instead? What do you think would be the best choice?
Should you go for an endowment life cover or for a term plan? While there is nothing wrong with a sales pitch, especially for a critical need such as insurance, it is often what you are pitched that is the issue. The pitch is most of the time for an endowment plan with a life cover.
Is a Rs 1 Cr insurance cover enough for you? A Rs 1 Cr insurance sounds like a solid round figure. It seems “more than enough” to most individuals. But the question is that if it is truly enough for you?
What has your income got to do with the Life insurance amount you are insured for? A life insurance policy is not meant for your benefit but for the benefit of your financial dependents. The benefit is that in case of an unfortunate event your dependents will not be impacted financially.
One more reason why you should automate savings first What remains a constant is that faced with an increasing shortage of time we are spending more and more on convenience simply because it is easier.
