Author: Sanjiv Singhal | Scripbox

'Sahi' way to save tax

Sanjiv Singhal

Founder & Chief Operating Officer of Scripbox, Sanjiv has worked at the intersection of finance & technology for over 25 years - having held leadership positions at Citibank, ABN AMRO Bank & Kotak Mahindra. Sanjiv set up Scripbox along with his friends Ashok, Atul & Ravi with the aim of simplifying personal finance for everyone. You can also follow Sanjiv on twitter @sanjivsinghal.

Watchful? Yes. Fearful? No.

A letter from Scripbox Chief Product Officer and founder, Sanjiv Singhal on the extra-ordinary situation facing the world, India, and the economy of both.

Budget 2020 - What matters to you as an investor?

By now, you are likely to have participated in WhatsApp debates around the 2 income tax choices before you, heard about revised taxation of dividends, heard rumours about TDS on capital gains, and, as an NRI, worried about having to pay more taxes.

Do this one thing to face market down turns with confidence

Everyone is worried about the state of the markets. It’s difficult to watch your investments reduce in value.

What are large caps, mid caps, and small caps?

If you are unsure what the term “cap” has to do with mutual funds, don’t worry. Here’s a simple guide to understanding the whole thing.

What is diversification and over-diversification of Mutual Funds?

The most common metaphor for diversification is not having all your eggs in one basket. The portfolio theory definition of it is slightly different.

The nine levels of financial freedom you should aim for

Most of us associate financial freedom with not needing a job. But while a complete retirement may be a few years away, here are nine levels of progress that you can measure yourself against.

How not to choose mutual funds

So you have finally decided to start investing via mutual funds? Here are the next 5 steps to choose which mutual funds you want to invest in.

When Is The best Time To Withdraw From Your Mutual Fund

Don’t act impulsively every time you see a gain or a loss.

Is your relationship with money complicated?

Before you make that next big purchase, ask yourself if it is really going to add any real value to your life?

Use these 8 simple tricks to be in charge of your expenses and save more

All of us understand the benefits of saving and managing our money better. It seems simple enough – put aside a small amount every month as savings. Yet many of us find it hard to save and our expenses leave us struggling at the end of every month.

Investments going south! What should I do?

Let's try and understand how Google Maps can help you stay on track with your investments.

Understanding taxation in Mutual Funds

Just the way your salary is taxed as per the income tax slab rates, the gains you make from your mutual fund investments are also taxed but the rules are different. Let’s look at how different types of mutual funds (MF) are taxed depending on the holding period.