Author: Sanjiv Singhal | Scripbox.com

Sanjiv Singhal

Founder & Chief Operating Officer of Scripbox, Sanjiv has worked at the intersection of finance & technology for over 25 years - having held leadership positions at Citibank, ABN AMRO Bank & Kotak Mahindra. Sanjiv set up Scripbox along with his friends Ashok, Atul & Ravi with the aim of simplifying personal finance for everyone. You can also follow Sanjiv on twitter @sanjivsinghal.

Buying funds at lower NAV vs higher NAV

The NAV of a mutual fund being high or low has absolutely no relevance to your decision to invest.

What to keep in mind when planning your finances

Whenever you create a financial plan for yourself, you will need to make a set of assumptions. These will help you figure out how much and how long it will take to reach your financial goals.

Why is my Mutual Fund doing worse than Nifty?

Over the past 20 years or so, we have seen that the top equity mutual funds have consistently done better than the market benchmarks. Better managed diversified equity funds have delivered an annualised return that is about 3-4% better than the Nifty. This gets reflected in the return delivered by Scripbox portfolio recommendations.

How Much Do You Lose To Taxes When You Withdraw From Mutual Funds?

It depends on how long you stayed invested and whether you have invested in equity mutual funds or debt mutual funds.

Changes to mutual funds you are investing in. What to do next.

Mutual fund companies are making some changes to their funds. Here's what you need to know about it.

Dividend Plans May Be Harmful To Your Wealth

It is better for you to withdraw the amount you need from a growth plan of an equity fund rather than opting for a dividend plan because you pay (much) lower taxes.

Budget 2018: Implications For Mutual Fund Investors

We review the two proposals that most impact investors in equity mutual funds and conclude that there is no reason for investors in equity mutual funds to panic and take any action.

Budget 2018: How To Compute Long Term Capital Gains Tax On Equity Mutual Funds

A simple computation technique for mutual fund investors.

Saving Taxes Is Not A Cashback Deal, It's An Opportunity To Create Wealth

Tax saving investments are an opportunity to start your journey of creating wealth. Evaluate your tax saving options carefully, before investing.

Do You Really Need To Save Tax?

Usually, this starts to matter when your CTC is Rs 4 lakhs or more per year.

Do You Actually Own Your Salary?

Start paying yourself as opposed to just paying off bills.

Be Limitless!

Being a child is a state of being limitless.