While it might be a healthier, chemical-free lifestyle to adopt, it is also expensive. The big question is whether you can actually afford it?
Muthukumar KMuthukumar K has been writing extensively on personal finance for the last two decades. He is often seen in a blissful state sparked off by Heartfulness Meditation.
RoPs are like a term insurance as they provide only life cover (or death benefits). However, in addition, the policyholder also gets survival benefits at the time of maturity. The lump sum amount paid is equal to all the premiums paid or a little more (say 110%). But remember there is no free lunch.