Should You Invest in Real Estate or Mutual funds? Residential housing prices in the country have more than tripled in the past decade. Does it make a strong case for investing into real estate?
How Falling Interest Rates affect your Finances The yield on the 10-year benchmark government bonds has fallen sharply by 100 basis points (100 basis points is equal to 1%) to 6.4% per annum, in the last three months. Similarly, the five-year and one-year government bond yields have fallen to 6% plus levels. Fixed deposit and lending rates of banks are directly linked to these rates of the economy.
Rupee-Cost-Averaging or Value-Averaging – What’s better? Buying low and selling high is easier said than done, thanks to volatile equity markets. Timing the market is tough. That’s why experts suggest retail investors choose a systematic and unemotional way of investing in equity. Rupee cost averaging and value averaging are two such popular methods.
How much should you spend on your Car? Buying a car is the second biggest buying decision after a home. While it’s okay to occasionally binge, over-stretching your car budget can cause financial angst and jeopardise long-term financial plans. Spend only what you can truly afford. How do you do that?
How can a single parent achieve financial nirvana Being a single parent is seldom easy as one single-handedly shuffles responsibilities at home and work. While the transition to living on a single income can be intimidating, having a grip on finances makes the journey a lot smoother. Follow these steps to take you closer to financial nirvana:
Why Equity investors should ignore market predictions Investment gurus like Warren Buffet and Peter Lynch have been quite vocal about people making forecasts about the economy or the markets. That’s because market is not predictable in the short-term.
How to financially prepare for a sabbatical from work Many people quit their jobs to pursue studies, develop a side business, do humanitarian work, attend to a personal project, or simply for their health. Whatever the reason, proper planning is crucial.
Are Cash Back offers really worth it? First of all, let’s understand cash back offers. These are essentially discounts given to buyers by e-wallets, credit card companies, and banks. It is applicable over and above the usual discounts that you get. Often, though, they come with caveats.
When to Surrender your Non-Term Insurance Policy? First of all, let’s understand the concept of Surrender Value (SV). It’s the money you get from the insurer on giving back the life insurance policy before the due date.
With prices hitting a six-year high, should I invest in Gold? First, let’s look at gold performance vis-à-vis that of equities, since 1979. In the last 40 years, Sensex has outperformed gold by a huge margin.
How living longer will affect your retirement planning? If retirees are unprepared, golden years might not be as golden. Here are some retirement strategies to adopt for living a happy long life.
New Sebi norms: What’s in store for liquid fund investors? Market watchdog Sebi recently came out with new guidelines for liquid funds. The newly introduced norms could potentially change the portfolio orientation of liquid funds.
