Afraid to pick a debt fund? Track these features as a safeguardIdeally, one does not expect to lose money in any debt fund, however they too come with risks. If you want to ensure that yours is a high-quality fund with low risks, then here are three things that you should keep track of.

However, along with the qualitative issues, you should filter performance against some standard to understand whether your fund is a consistent under-performer or if the downturn is temporary.

First let’s establish that we invest our money in the hope of a return. Risk, is the chance that instead of a positive return on your investment, you end up losing money or get a return lower than anticipated. There is no real risk-free investment.

While it is true that there is risk involved in market linked investing, let’s try to distinguish the various types of risks to understand how to manage them better.

It’s often perceived that a nominee replaces a legal heir, however, a nomination by itself does not guarantee ownership. Given this situation, there is merit in thinking through the succession process for assets and bank accounts you own before any unexpected tragedy.

It’s a constant tug of war – to invest more or spend? If you can’t spend on the things you desire, what’s the point of investing? The answer perhaps lies in achieving the right balance between the two.

Should you indulge in something you cannot afford or perhaps make an effort to ensure that you can afford it? The former can take you from not worrying about affordability to complete financial distress if EMIs become a habit.

If you struggle with saving some surplus from your monthly salary, these three actions may help you out.

The dilemma is not only which funds to pick for your portfolio but also to know when to stop adding.

Quant funds follow rules-based investment pattern; while the setting of rules is an active process, the stock selection based on these rules is passive with no human bias.

With technology advancements, investing a portion of your first salary in a mutual fund scheme is only a matter of minutes. However, where should you invest your first salary? Is it a must to begin with an equity fund?

Equity investing implies taking a certain amount of risk. This also means you must have money to put at risk. Does this mean that only the rich should invest in equity?