When markets tend to go through their occasional drops, the people who come out on top are often those who kept on investing as if nothing has happened. They had the wisdom to realize that they can’t predict when markets will go up nor when they will go down.

Warren Buffett has a lot to teach, but his lessons are far more apt for the fund managers managing the money of lakhs of investors like us. Whether it’s about choosing fundamentally good businesses or about choosing businesses one understands, his lessons are incredibly important for those whose job it is to choose companies to invest in.

Whether we like it or not, retirement will come for almost all of us, sooner or later, just like that final exam we used to dread. For those of us in our thirties it might seem decades away but it’s there alright.

Your emergency fund is not a use and forget fund

Before we start, let’s consider what is an investment? A definition that I find useful is that an investment is buying something that you will one day sell to pay for expenses.

What if there was a way to “automate” the habit of saving? You could then truly benefit from the super power of SIP in its entirety!

Should I do a SIP in a mutual fund and invest a bit every month or invest all the money at one go? This is one of the most common questions that comes to the minds of investors, new or experienced.

The interest that you earn on your fixed deposit is taxable.