Muthukumar K

indian man thinking hard

Are you on track for a great retirement? Check with this quick rule of thumb

When do you plan to retire? The longer you plan to work, the lesser will be the need to save. That’s because your savings will get more time to grow and you will spend fewer years in retirement.

how much should you spend on vacation

How much should you spend on your holiday?

A family vacation is a time to relax, enjoy, and spend quality time with your loved ones. However, not budgeting for it isn’t great for your finances. Here are some guidelines to make sure that all goes according to plan.

man looking up

Just because a fund is cheap, should you invest in it?

Does expense ratio really matter for your mutual fund investments?

can you afford an organic lifestyle

Can you afford an organic lifestyle?

While it might be a healthier, chemical-free lifestyle to adopt, it is also expensive. The big question is whether you can actually afford it?

short term investing

Three types of debt funds for short term investing. Take your pick.

Here are the three categories of debt funds– liquid funds, ultra-short term debt funds and short-term debt funds – that will meet most, if not all, your short-term investing needs.

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indian economy construction

How do economists interpret GDP?

Informed experts can check the health of the economy by looking at its various components. GDP numbers have been in the news in the recent past. Let’s understand what it really is and what it tells.

how to save tax

ELSS tax saving funds are a class apart. Here’s why.

While ELSS funds are well-known for their Sec 80 C tax benefits, there is a lot more to them. Though essentially equity funds, they do have some unique traits.

life insurance india

Return of Premium insurance policies – Is it on good terms?

RoPs are like a term insurance as they provide only life cover (or death benefits). However, in addition, the policyholder also gets survival benefits at the time of maturity. The lump sum amount paid is equal to all the premiums paid or a little more (say 110%). But remember there is no free lunch.