Write

Pen those goals down, by which we don't mean the next party you want to go to! Create both short-term and long-term goals. Short-term goals such as paying off your debt, creating emergency savings or going on a quick vacation are reachable within six months to one year, while long-term goals such as buying a home, a car or tax savings are reachable within five to ten years. If you do not have the habit of saving, then ensure you add that to your goal list.

Learn

Identify the investment products that will help you achieve your goals. For instance, if you leave your savings in a fixed deposit, you will earn interest which is taxable, and it won't make you rich because of the burgeoning inflation rates. You'd rather be smart and invest in mutual funds because #MutualFundsSahiHai for long-term goals (equity funds) and short-term goals (debt funds). Traditional methods of saving like saving and fixed deposits are no longer enough to help you check off your dream goals.

Plan

Once you have identified the investment products that will help you realise your goals, you must make the all-important step of deciding two things: how much and how long? How much of your money you need to allocate depends on your savings and how long you want to invest depends on your goals. The trick of every plan is execution - start early and make a move on your dream goals. Also be aware of your debts and use some part of your savings every month to become debt free.

Invest

Stop Thinking. Start Investing. How? Mutual funds are the perfect products that will help you achieve both your short-term and long-term goals, and if we have to repeat what we all already know, we will. #MutualFundsSahiHai. Period. Make a move on mutual funds early because it uses the power of compounding to make your money work for your goals! The earlier you start investing, the greater will be the power of compounding.

This new financial year, we encourage you to create goals and

#MakeaMove
on Mutual Funds

to achieve your short-term and long-term goals.Make A Move Fixed and savings deposits are no longer enough to help you reach your goals.

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